Bonuses
The Mexican government’s development bonds pay interest every six months at a fixed rate; They have terms of 3, 5, 10, 30 and up to 30 years.
Sofipos
A popular financial company (Sofipo) is an entity that, through technology and innovation, offers savings, credit and investment services to those who do not meet the requirements of traditional banks.
Before investing in a Sofipo make sure that it is registered with the National Banking and Securities Commission or in the registration system for financial services providers (SIPRES) of the Condusef.
In this option you can invest from 50 pesos and obtain returns of up to 14.55%.
If you choose this option, although it represents a greater risk than government bonds, the Popular Savings and Credit Law (LACP) protects your money for up to 25,000 Udis, that is, around 197,151 pesos currently.
Investment account
With an investment account your money is invested through stock instruments, the stock market or bonds.
Unlike a bank account, in an investment account money is in motion and can generate greater profits, which will depend on the performance of the investment.
In this instrument, you choose the investment risk and you can modify it.
To open an investment account you can do it at a commercial banking institution or financial entity that is registered with the SIPRES or the CNBV.
Remember that it is important that you do not put all your marbles in the same bag, that is, diversify your investment to mitigate the risk of the different instruments.