In 2021, the number of motorcycles in circulation in the country was more than 5 million and in that same period, 10% of traffic accidents involved a motorcycle and 98% of them were attributable to the driver of the motorcycle, details the post.
Also, remember that eight out of 10 motorcyclists do not have this insurance.
What happens if I do not have Vehicle Civil Protection Insurance?
Profeco focuses on four consequences in case of not having insurance:
1.- You must pay: If the accident was caused by you, you will have to pay for the repair of the damages suffered by your motorcycle and those of the affected vehicle
2.- Hire the services of a lawyer: By not having the advice of an insurance adjuster, you will not know how to act in the event of an accident. In the event that it is impossible to pay the damage, or that an agreement is not reached, those involved must go to a Civic Court, or before the competent authorities for the possible commission of a crime, and where appropriate, You should hire the services of a lawyer.
3.- Medical assistance may take time to arrive: In case of serious injuries among the people involved, this could put their lives at risk; If a death occurred, the problem would worsen.
4.- Fine for not having insurance. The state authorities are in charge of establishing the fine. For example, in CDMX not having a current civil liability insurance policy makes you a creditor to a fine equivalent to 20, 30 or 40 times the current Unit of Measurement and Update, lor that is approximately equivalent to between 2,074 to 4,149 pesos.