Financial security is increasingly the product of greater concerns. Today there are all kinds of methods to violate the security of platforms, from the phishing to the buying and selling of banking information in the darkest parts of the internet. But, Did you know that there is a much easier method to steal money from your credit cards? That’s right, and in this case you are responsible for preventing it from happening.
Most banks use a four-digit system as a security method for credit and debit cards. This gives us about 10,000 combinations in total. However, if your PIN is not secure enough, the number of attempts an offender would have to deal with would decrease to just twenty. After this, they can have full access to your finances.
various studies they estimate that some 3.4 million credit cards have been victims of data theft. The reasons are various, and some of the most common causes have to do with the PIN chosen by their owners. 11% of the aforementioned number had the same password, while 26.83% had the 20 most frequent numerical sequences. These same investigations ensure that, if they had chosen a password at random, only 0.2% of these users would have suffered theft.
Although it is never the fault of the victim, there are certain things you can do to prevent criminals from using your credit card in case you have lost it or it has been stolen. The most important is to choose a fairly strong key. While they may be more difficult to remember, they actually make it more difficult to steal your money.
The most used PIN codes in credit cards
If you want to keep your money out of the hands of criminals, These are the 20 PIN codes that you should avoid on your credit cards. If yours is on this list, go to your bank’s website and change it immediately.
- 1234 – 10.713%
- 1111 – 6.016%
- 0000 – 1.881%
- 1212 – 1.197%
- 7777 – 0.745%
- 1004 – 0.616%
- 2000 – 0.613%
- 4444 – 0.526%
- 2222 – 0.516%
- 6969 – 0.512%
- 9999 – 0.451%
- 3333 – 0.419%
- 5555 – 0.395%
- 6666 – 0.391%
- 1122 – 0.366%
- 1313 – 0.304%
- 8888 – 0.303%
- 4321 – 0.293%
- 2001 – 0.290%
- 1010 – 0.285%
Other ways to keep your finances safer
Of course, having a strong PIN helps prevent theft of your money through your credit cards. However, It is not the only way that exists to shield yourself from criminals.
These are a series of points that will help you stay saferwhether you buy in physical stores, or through the internet.
- Do not leave your passwords written down in easily locatable sites. Avoid having papers with your PIN in your wallet, or even stuck to the back of your credit card, as is often the case with some customers.
- Make sure that your devices and their apps are updated to the latest date. In this way you can count on the latest security certificates.
- Avoid using passwords related to personal informationsuch as birthdays or other important dates.
- Do not enter your bank accounts when you are connected to public Wi-Fi networkssuch as those of a cafe or a shopping center.
- Make sure that the site where you are shopping online has a current security protocol. For it You just have to make sure that a closed padlock appears in the address bar, or also “https://…” (with the letter s) instead of just “http://…”.