You can create your own investment portfolio, but you must make sure you know in detail the company and instruments you decide to enter, and keep in mind that you must monitor its movement.
Although apps have become fashionable, uOne of the most traditional routes to invest in the Stock Market is through funds. Investment funds have diverse portfolios in instruments ranging from stocks and stock certificates to structured instruments and exchange-traded funds.
There are even investment funds that allow you to disburse a minimum of 1,000 pesos without having to pay high commissions to advisors.
One of the recommendations of the National Commission for the Protection and Defense of Users of Financial Services is to diversify the investment portfolio and, as trite as the phrase sounds: do not put all your eggs in one basket.
Investment funds are a good alternative for those looking for a simple option to put money to work, especially now when inflation is at 7.45%, far from the Banco de México range of 3%.
Among the advantages offered by investment funds is buying shares of companies whose price is very high and that would be difficult to access individually.
Another way of investing is through banking institutions, through private or patrimonial banking. However, the input amounts to invest are higher.
Regardless of the way in which you decide to invest in shares, you must always take into account the taxes that the profits will generate when withdrawing them and, above all, the commissions charged by the funds and financial institutions. Warren Buffet, an experienced investor, already says it: one of the main details is to look at fund fees. In 2020 alone, investors in the United States saved $6.2 billion in fees in 2020. according to a study by morningstar. “Low-cost funds tend to be more likely to survive and outperform their more expensive counterparts,” the institution said.