How to take advantage of this season?
Everyone knows that the Hot Sale takes place in the same season, so it is important that you plan the products or services that you plan to buy or contract, as well as prepare a budget and save for said purposes, recommends Juan Luis Ordaz , director of financial education at Citibanamex.
If you make purchases for months without interest, it is important that you keep a record and sum of these movements so that, when you start paying, you do not get the unpleasant surprise of monthly payments that could put your financial stability at risk.
Keep in mind that it is not enough to make the minimum payment, but to cover the amount so as not to generate interest on your account statement, Ordaz stressed.
If you do not reach this amount, you will have to pay interest and the collection of commissions such as late payment.
A useful tip for this season is buy in several stores, brands or market place. Technology allows you to change from one site to another with one click and, thus, you can find a better price for what you are looking for.
Check the comments of users who have already purchased the product you are looking for, it is a good indication of the quality and characteristics of said article or service.
For this year, it is expected to exceed the sales of 2022, which exceeded 23,000 million pesos.
Another recommendation is to buy products whose lifetime is longer than the time you will be paying for, as well as purchase products or services that you really need.
In case you don’t need any basic necessities, you should treat yourself and pamper yourself.
If you have a complaint, contact the Federal Consumer Attorney’s Office (Profeco) and the National Commission for the Protection and Defense of Users of Financial Services (condusef).
Security
If you will be shopping online, go directly to the site of the store that has the product you are looking for. Avoid following links that arrive via email, text message or WhatsApp.
To the Mexican Association of Online Sales (AMVO) active the site hotsale.com.mx where you will find participating stores and brands, as well as links to their websites.
When paying, a good security recommendation is to use digital cards, an option that you can find in the application of the bank with which you manage your account.
Avoid using public networks, do your shopping using your home Wi-Fi or your mobile phone network; Another option to buy online safely, you can contract a VPN, a virtual private network that allows you to connect your phone to a server to use it safely.
Make sure that the site has means of contact with the company or brand, so you will have a way to make a claim or clarification.
With information from Fernando Guarneros