People who are paying an Infonavit loan and live in the United States can also register at Shared Responsibility to have, among other benefits, certainty of when you will finish paying.
In addition, the monthly payments they will have no adjustments for him increase of the minimum salary and the unit of measure and updating (UMA), fixed interest rate, which will depend on the worker’s monthly income; and the employer contribution will go directly to principal payment.
Anyone wishing to enroll in this program has to enter My Infonavit Account from the 9th of each month, which is when the option is enabled, and follow the steps below:
- Select the My Credit tab and choose Shared Responsibility
- Enter the state and zip code of the residence
- You review and compare the different options offered by the program
- Confirm the process and save the welcome letter and the letter modifying the financial conditions
The modifying letter contains the amount of the new monthly payment, the new interest rate and, if applicable, the discount on the balance.
With the program Infonavit without borderspeople who are paying their credit can cover he amount his monthly installments via the Allied Shadowminders from high school.
Workers who are in the United States can make “the payment of their credit, a family member or friend, directly, in one of the 6,000 branches of the five allied shadow companies” in cash, through the website or, if they have the option enabled, via mobile application, Infonavit detailed.
The allied shadow companies are: Dolex, Mexitransfers and Intercambio Express; in these institutions the payment is branch. While in Barril Financial Group you can also pay on the internet and mobile application; and in Solopin the payment is by mobile application.
To make the payment from the US, you must provide the 10 digits of the credit number to make the deposit.