🚨URGENT🚨 If you have a credit in Infonavit BEFORE 2016, in January the debt will be updated with inflation. Yes in Dec. you owe 100 thousand and inflation is 8% your debt will be 108 thousand in January. AVOID IT by changing your credit to PESOS before December 31. and freeze your balance.
— Carlos Martínez V. 🏳️🌈 (@carlosmartinezv)
December 12, 2022
On May 9, Infonavit presented the new Shared Responsibility Universal Window so that you can convert your VSM credit to pesos, without the need for intermediaries.
Among the advantages of having credit in pesos and not in Times Minimum Wagesis the one that, during the life of the loan, the monthly payments are frozen.
It is also established a fixed interest rate between 1 and 10.45%, according to the borrower’s income.
The employer contribution payment goes directly to the amortization of the credit and there is no administration commission.
Who can access the change?
Borrowers who so wish may access shared responsibility regardless of the outstanding balance payable, the age of the credit, the age of the borrower; the number of months without payment, the original amount of the credit or the accounting status.
Requirements
Before carrying out the procedure, make sure you have on hand:
- curp
- R.F.C.
- Social Security Number (SSN).
How to change your VSM credit to pesos?
- Enter to https://micuenta.infonavit.org.mx/ and log in (if you do not have an account, you can register).
- Go to the “My Credit” tab and select “Shared Responsibility”.
- Enter the data for the location of the credit.
- Click on “Conditions”, there the current situation of your credit will be displayed.
- Go to the Procedure tab, and in the and in the “Shared Responsibility” column, choose “Select”.
- Confirm the conversion of the VSM credit to pesos by clicking “Yes”.