What financial goals should you have at 30?
However, before setting your 7 financial goals, you must put an end to issues that you have left unfinished or that you have not defined, because it will depend on this to continue climbing and looking for better opportunities, explains Cristina Hernández, financial consultant
For example: if you haven’t graduated, you can’t let more time go by; if you don’t have a postgraduate degree, you can consider it among your options; if you have discovered an emotional issue, invest in a therapy, because stability will open doors for you .
Under that premise then you will be able to place yourself in the best disposition to achieve the other goals, which according to the experts consulted by smart money are the following:
1. Have a place to live; your first mortgage There are mortgages with increasing payments, aimed at young people in their 30s.
2. Make a little save; You need savings. Thirtysomethings are thinking about building an estate, becoming independent, or buying their first home. First identify what your risk profile is and where you should invest.
3. Something for your retirement today. At 30 is the best time to start think about your retirement. Save at least 5% to complement your Afore.
4. A good run. Fulfill your job dream. Don’t just think about having a good salary, see how you can be a better professional.
5. Be protected. What are the insurances that you should start hiring.
6. Good health. Health and youth are not eternal; today you can start doing things to preserve what makes you look so good.
7. Know the good life. Not everything is duty, you also have to think about how to enjoy life.
Editor’s Note: This note was originally published on April 23, 2012 and was last updated on March 4, 2022.