Christmas It is just around the corner and for many this implies expenses… expenses, expenses and more expenses, so without ado, let’s get to what matters, how to enjoy Christmas without financial regrets.
How to prepare your cats for Christmas
1. Schedule your purchases
Buying “whatever” at the last minute has two serious drawbacks: it is generally more expensive and it is much more difficult to find something that the person who will receive the gift really likes.
Make a list, make a budget, compare prices and buy calmly; Which brings us to the next point.
2. You “relax”
Moods directly influence our purchasing decisions, extreme joy, anger or depression can make us make very bad decisions. financial decisions Therefore, the good management of our portfolio also depends on our emotions and the control we have over them.
3. Zero loans
Remember that the money borrowed to make Christmas special will only give you complications in the coming months, so do not borrow and do not charge your credit cards as much as possible, you do not want it to be the first thing on your list of New Year’s resolutions be to settle all your debts.
4. Use the internet
It will help you compare prices and gifts, see product reviews and learn what other shoppers think of those items, so you can save yourself a lot of headaches
Remember that if your purchases are the same online, anticipate that stocks do not run out or that deliveries sometimes take a little longer than promised.
5. Returns
Maybe it happens to you like me, I’m bad for sizes, colors and styles, so if a return or exchange is required you have to have bought where they guarantee that ease and keep the tickets for anything.
6. Sell
Many times we have items in good condition that we no longer use, it can be from a TV, a smartphone, a bike, a video game console, whatever you no longer use, sell it and thus finance a part of the Christmas purchases. You can also use the internet to do it.
7. Do not spend to spend
Don’t buy gifts that you honestly know will end up sitting somewhere gathering dust.
In short, the year ends leaving us with wisdom and another begins with new challenges, remember that success is on the path, not at the goal, enjoy life, I wish you the best, a Merry Christmas and abundance in this coming year. about to start.