The warlike conflicts worldwide and the ravages generated by the current pandemic have caused a growing financial uncertainty.
Currently, at least 49 percent of the economically active population has a formal savings account.
Financial health has become one of the main concerns within the new normal.
Within the current context, a general confusion has begun to be generated about the financial situation that a large part of the planet is going through, this due to the multiple speculations about the rise in prices and the possible crisis that is coming, situations fostered by the havoc generated by root of forced social distancing and active war conflicts; Therefore, within the new normality, forming habits that help you form a financial education is essential.
According to the National Survey of Financial Inclusion (ENIF) 2021, Mexicans from 18 to 70 years of age have improved their financial habits, versus previous years, taking into account that 66.66 percent indicate that they keep a record of expenses while 51.4 percent separate money for spending and debt, and 49 percent have a formal savings account in a bank or financial institution, but even with these practices, they are not enough to maintain economic stability, such as It is pointed out by Jimena Colín, Head of Trading of the financial platform flinkwho adds.
“With everything we have experienced in recent years, to this day, paying debts and recording how much we spend is not enough, although they are excellent habits, we still need to make the most of money effectively. For this to happen and for us to generate more with what we have, we must implement effective methods so that the money works for us.”
7 habits that will help you form a financial education
Within the new normality, financial health has become one of the main concerns of new consumers, an aspect for which it is necessary to change habits, with the intention of obtaining better financial health, therefore these 7 habits that They will help you form a financial education.
clear accounts: Keep a clear control between expenses and income.
Constant savings: Allocate a specific and constant part of your income to long-term and continuous savings.
Use of digital tools: Accessing platforms that allow you to keep your finances in control and help you increase your profits.
Save with Investment: It is no longer enough to save in the usual way, but it is necessary to be able to save while generating profits with investments.
Be constant: Within savings, the amount does not matter, but the constancy, since this will generate a healthy habit within your finances.
Avoid ant expenses: Maintain financial health, avoiding money leaks, unnecessary or impulsive purchases.
Plan: Keep control of recurring expenses and plan how to distribute income, allowing you to meet your obligations, avoiding generating unnecessary interest.
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