Using credit cards is part of everyday life for many people. Especially since the pandemic began. It is for that reason that Xiaomi has decided to launch its own credit card in partnership with Discover, offering all kinds of benefits such as cashback, random refunds, VIP passes and much more.
The clients of the Chinese bank CITIC Bank You can now start the hiring process to receive your Xiaomi credit card. It offers users multiple advantages, which we will mention below. Nevertheless, it is worth clarifying that the card is not managed by Xiaomi, but by the bank in question.
Advantages of the Xiaomi credit card
Among the main benefits that CITIC Bank clients receive, stands out the 2% refund offered by the card for your purchases, regardless of the type of business establishment. In such a way, the customer can receive up to a maximum of 20 yuan a day, and even 50 yuan a month.
Secondly, Xiaomi credit card offers random refundsIn other words, the customer can receive a cashback for their purchases at any time they use the card. Similarly, users who make purchases of 3,000, 5,000 and up to 18,000 yuan can obtain VIP passes, which give you access to the VIP service of the Xiaomi ecosystem, and that it is only available in China.
CITIC Bank offers you the possibility of financing your purchases, for 24 months, without any interest. In the same way, those who contract the card will receive a discount voucher valued at 100 yuan to spend in the Xiaomi Home and Xiaomi Mall establishments, which would be like the Mi Store that we know.
Xiaomi card types
It should be noted that there are two types of Xiaomi cards. The first is the Platinum, which has a annual cost of 480 yauns. When you sign up, the first year is totally free. In addition, if you use the Platinum card at least 12 times a year, you can avoid the fee to pay established in the contract.
The Platinum card also gives you access to VIP lounges at airports, the opportunity to make commission-free withdrawals, and offers certain travel insurance.
The other card is called Gold, you can hire her for 200 yuan a year, and only requires 5 uses per year to avoid the payment fee. It is worth noting that after exceeding the card limits, the bank’s customers still they will be able to enjoy random refunds for every purchase over 1 yuan.
Both cards are compatible with platforms such as Alipay and Wechat. Those who wish to request it, can do so through CITIC Bank, or by accessing the application Tianxing Financial Wallet and clicking on the button “Discover Card”. However, we emphasize that the card is only available in China and very surely it cannot be obtained outside the Asian country, at least for now.