If you are a beneficiary of a public institution in Mexico, it is recommended that you take out insurance to help you deal with unexpected health problems and avoid more serious situations. In the market, there are different types of health insurance, among which the following can be highlighted:
Insurance of major medical expenses
This is one of the medical insurances that covers illnesses or accidents that require hospitalization, up to the limit of the sum insured. Among some of the services offered are:
- Financial support for medical care.
- Hospital expenses.
- Consultation payment.
- Clinical analysis.
- Medicines.
medical health insurance
This is one of the health insurances that focuses on preventing diseases by paying for specialized consultations, check-ups and, in the case of any condition, support in their treatment. These include check-ups, medications and clinical tests, depending on your coverage.
personal accident insurance
With this insurance, if you suffer a mishap or accident, it covers the hospital expenses of the insured. In the event of death, it provides beneficiaries with financial support.
Before contracting any of the medical insurance, verify that the financial institution of your interest provides the services you require. You can also compare their characteristics in the National Catalog of Financial Products and Services of the CONDUSEF and carefully read the terms of the contract or general conditions.
The Mexican population, with one of the health insurance expenses increased in the last decade by 60%. This means that just over 12.2 million Mexicans have this financial protection that allows them to cover hospital expenses in case of accidents or illnesses. The pandemic was a motivator for people to purchase health and life insurance in the last two years, products that helped thousands of families increase their financial stability in this turbulent period.