Thinking of applying for a platinum credit card? This class of plastics are high-end, the same ones that provide more exclusive benefits and characteristics compared to those that are standard, known as the classic ones.
In fact, platinum credit cards are aimed at customers with good credit history and who can afford to pay a higher annuity to get a set of exclusive benefits.
It is necessary to consider that the platinum credit cards They often have above-average income requirements and more expensive annual fees than standard or gold credit cardsso the CAT of these plastics can be high.
In this sense, Banxico and the Condusef compared all the Platinum cards of the market, according to its CAT -from lowest to highest- so customers can know which banks charge less interest and fees.
Credit card comparison Platinum
The list was developed with information reported by financial institutions and this time takes into account the data registered in December 2022.
The list says that the platinum card with the lower CAT Its the Banregioin second place is that of Volaris INVEX and in third position Infinite BBVA. Below we show you which are the cards with the highest and lowest annuity and CAT.
Benefits of the Banregio Platinum card
Today, the credit card Banregio Platinum It is the plastic in this segment with the lowest CAT in the market, according to the Banxico report. It is the only premium plastic in Mexico that has no annual cost.
Among the benefits of the card Banregio this:
- Cash rewards for your purchases, you can receive 1.25% and use it in any establishment with a terminal or online purchases.
- Balance transfer, lets you transfer the debt from your cards from other banks to your Platinum Card, deferred to 6 and up to 24 months with a 25% discount on the interest rate.
- Contactless.
- Defer your purchases or current balance for up to 24 months at a fixed rate of 18% per year.
- Virtual Card.
- You have a flexible payment date.
- Accounts with timely payment program.
- It offers months without interest in more than 70,000 establishments.
What do you need to obtain the Banregio platinum credit card?
- Being a Physical Person or a Physical Person with Business Activity.
- Being between the ages of 18 and 79 years 11 months.
- The minimum monthly income is $35,000 pesos.
- Have credit experience with the use of a bank credit card with a line of credit for 50,000 pesos.
- Signed credit application.
- Notice of Privacy.
- Two valid photo IDs.
- Current proof of address.
- Proof of income from the last two months of pay stubs or last three months of checking account statement.
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