January is the month of resolutions, new goals and new habits. Among them, saving can be one of the most beneficial that we can mark ourselves. In addition, complying with it does not necessarily have to go through great efforts or outlays. With this method, we can save enough to change our smartphone without even knowing.
The method to save 50 in 50 cents
When we save, we are not doing anything other than give up spending our money in the present moment to do so in the future. Unlike what happens with investment, it has no risk but it does not generate profitability either and we can dispose of it whenever we want.
To get a cheap mattress, you can order a fixed monthly transfer at the beginning of the month from the bank account where you receive your salary, or any other type of income, to another account of yours. Or we can be analog and use a piggy bank of all life.
Mr. Wonderful Piggy Bank – Change coins for unforgettable adventures
In the event that we cannot allocate large amounts to savings or we want to start doing it gradually to acquire the habit, there is a method with which we can end up saving almost 700 euros a year. And that it is very easy to put into practice because you only need 50 cents to start.
The procedure is as follows: the first week of the year you start by saving 50 cents and, to that sum, each week 50 cents are added. Thus, the last week of December will have to save 26 euros, this being the maximum amount that must be diverted to the piggy bank or savings account.
If you manage to follow the method to the letter during the 52 weeks of the year, the final savings will be €689 in total and, in addition, you will have acquired the habit of saving.
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