In Peru, the prices of the essential foods that make up the basic basket have increased, which is causing difficulties for many citizens to acquire them. For this reason, bills have been proposed in the Congress of the Republic that request authorization to withdraw money from the pension fund as a measure to deal with this situation.
Depor has prepared this article with the purpose of providing detailed information on how to request the withdrawal of funds from AFP (Pension Fund Administrators), the possible amounts and other relevant aspects that taxpayers should know before making a decision in this regard.
What are the links to carry out the AFP 2023 Retreat?
Since the proposal has not yet been made official, the Government has not provided any specific link. However, in the meantime, you can access the following links to find out the amount you have in your pension fund.
What amounts have been proposed in Congress for the 2023 AFP Retirement?
- AFP withdrawal of up to 4 UIT (S/19,800)
- AFP withdrawal of up to 3 UIT (S/14,850)
- AFP withdrawal of 50% of funds
- AFP withdrawal of 70% of funds
- AFP withdrawal of 50% of funds for home purchase
- AFP withdrawal of 3 UIT (S/14,850)
- AFP withdrawal of 5 UIT (S/24,750)
- AFP withdrawal of 4 UIT (S/19,800)
- 25% AFP withdrawal to pay mortgage-backed debts
- 100% AFP withdrawal for home purchase.
When can you request the AFP 2023 Retirement?
Currently, a specific date has not been set, as Congress has not yet announced whether the withdrawal of pension funds will be possible and the amounts that affiliates could withdraw. Each proposal presented indicates different amounts, which adds uncertainty about the final details of the measure.
What proposals have been presented for the withdrawal of the AFP in 2023?
Currently, there are 10 bills in Congress that seek to authorize taxpayers to access their pension funds. Of these proposals, seven highlight the importance of this measure due to the increase in the cost of the basic family basket, while three argue that allowing this withdrawal will help people face their debts.
Can you currently request the withdrawal of your AFP?
Correct, Law No. 30478 allows affiliates to request the withdrawal of 25% of their funds with the purpose of using it as a down payment for the acquisition of their first home or to amortize the mortgage loan related to said property. If you are thinking of buying a house or apartment, this option can be considered so as not to depend exclusively on your savings.