Peru and many countries in the world suffer the ravages of inflation as its inhabitants are dealing with their basic baskets, which have experienced an increase in their price, causing people to have to manage to buy what is necessary and feed their families in a healthy way. Faced with this oppressive situation, various bills have been presented in the Congress of the Republic that raise the possibility of allowing the partial withdrawal of pension funds managed by the AFPs (Pension Fund Administrators). Know how the order is going and the link to calculate the amount to receive.
Can you currently request the withdrawal of your AFP?
Indeed, thanks to Law No. 30478, affiliates have the possibility of requesting the release of 25% of their funds in order to use it for the initial payment of their first home or to repay the mortgage loan associated with said property. Therefore, if you are considering buying a house or apartment, you can explore this option so that you are not completely dependent on your savings.
Retirement AFP 2023: what proposals have been presented for the release?
Currently, there are 10 bills in Congress that propose to allow members to access their funds. Of these proposals, seven highlight the need of the population due to the increase in the cost of the basic family basket, while three argue that through this withdrawal, people will be able to face their debts.
What are the links to carry out the AFP 2023 Retreat?
Since the withdrawal proposal has not yet been made official, no link to request it has been shared. However, while the proposals are being analyzed, we recommend that you use the following links to verify the amount of money in your AFP.
What amounts has Congress proposed for the 2023 AFP Retirement?
- AFP withdrawal of up to 4 UIT (S/19,800)
- AFP withdrawal of up to 3 UIT (S/14,850)
- AFP withdrawal of 50% of funds
- AFP withdrawal of 70% of funds
- AFP withdrawal of 50% of funds for home purchase
- AFP withdrawal of 3 UIT (S/14,850)
- AFP withdrawal of 5 UIT (S/24,750)
- AFP withdrawal of 4 UIT (S/19,800)
- 25% AFP withdrawal to pay mortgage-backed debts
- 100% AFP withdrawal for home purchase.