DiDi is a Chinese transportation company and was born with the goal of providing private cars and taxis through apps and mobile phones. Over time, the company expanded its services to the delivery field and later, it reached the area of loans.
In 2021, DiDi Loans arrived in Mexico to support passengers and drivers in their expenses or unplanned eventualities. These loans can be requested from 300 to 30,000 Mexican pesos with immediate reception.
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How to apply for a DiDi loan?
In case you are looking for a loan, you must be up to date with other payments, since credit history will be a determining factor in granting you the incentive or not. To request it, you can follow the following steps:
- The user (passenger or driver) can find the loan section in the main menu of the app.
- You must enter personal and bank details, personal references and official identification (INE), as well as a selfie that will be validated by facial recognition systems.
- Once their identity and credit history have been verified, the user will receive confirmation via email and SMS that they can apply for the loan, as well as the approved amount.
- When requesting it, you must choose the reason for it, amount and payment term.
- Upon confirmation, the user will receive a notification via email and SMS, as well as the transfer to their bank account.
The entire process, from the moment the user applies for a loan and receives the amount in their bank account, takes less than 24 hours, on business days. Once approved, the deposit will be reflected in minutes during banking hours“, the company asserts.
Users will be able to choose the settlement term that best suits them, either 61 or 91 days with a monthly interest rate that will start from 5%. To facilitate payment, it can be settled through bank transfer, directly from mobile banking or in Oxxo.
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