Excellent news for Android users in Peru has just been announced. And Google finally activated Google Pay in Peru through the Google Wallet. This is an option for physical and online payments with the cell phone in a single touch, so it is now possible for any user with an Android cell phone – and NFC technology – to download the application and pay at any establishment that accepts contactless payment. In this note that we have prepared at Depor we tell you the details.
What is Google Pay?
Google Pay It is a platform to make online payments using your cell phone through your Google account, very similar to other alternatives such as Apple Pay. This tool began to be used in February 2018 as a union between Android Pay and Google Wallet, although it is actually a successor to the first.
How does Google Pay work?
Google Pay It is a platform developed by Google for use in payment systems from cell phones and works exactly the same as mobile cards. It uses NFC (Near Field Communication) technology that allows ultra-fast communication and data exchange between two devices over short distances and serves to transmit information from the app to the point of sale terminal, thus replacing debit cards. or credit.
This application uses several layers of security to protect user data, in such a way that all transactions are encrypted, which means that when payments are made in stores, the registered card data is not shared; That is, when you pay in an online or physical store, Google Pay It creates a kind of unique password every time you pay and shares this kind of virtual and encrypted account number, so that it keeps the real one hidden and protected to save personal information.
How to start using Google Wallet?
The first thing to do is download the app from the Play Store, where it is called Google Wallet or Google Wallet. Once installed, to enter we must link our Google account. Now inside, there is only register our card credit or debit, with this everything is ready to pay without contact.
It should be noted that when the card is registered, an authorization code issued by the bank will immediately arrive which must be entered into the application. To make a payment, all you have to do is bring your cell phone closer to the point of sale (POS), without entering the application, but for them, the phone must be unlocked.
Which banks support Google Pay?
The bank cards compatible with Google Pay in Peru are the following:
- Banco de Crédito del Perú (BCP): Visa debit and credit.
- BBVA Peru: Visa debit and credit – Mastercard debit and credit.
- Municipal Savings and Credit Fund Arequipa: Visa debit and credit.
- Interbank: Visa debit and credit – American Express Credit.
- Grapefruit Technology Peru SAC: Prepaid Mastercard
- Scotiabank Peru: Visa debit and credit – Mastercard debit and credit.
- American Express.
- MasterCard.
- Visa.
- Maximum.
IMPORTANT: Google Pay apply the same logic of use of your physical card and NO TYPE OF COMMISSION IS CHARGED when payment is made for products and/or services.