The loss of important documents is one of the most common problems, especially when it comes to something as delicate as house deeds. However, misplacing this paper is not the end of the world, and having a certified copy gives people peace of mind because they can prove ownership of the home.
First, what are scriptures?
A deed is an official document that recognizes one or more people as owners. According to the real estate analyst of Propiedades.com, Leonardo González, this document ensures, verifies and specifies the title of each property. This is provided for in all state civil codes.
The deed is not just a formality in the buying and selling process, in fact, it is the last step, and it is very important to implement it. This contract is also necessary for any purchase and sale operation. In case of loss, the certified copies are equally valid and with official validity.
4 Ways to Get Certified Copies of Home Deeds – wikiHow
The Propiedades.com expert gives the following recommendations:
1. Request a copy of the deed from the notary who made the original document
If the deed is less than five years old, a certified copy can be obtained from the notary who made the original document. The price of said certified copy depends on the entity that carries out the process.
2. Go to the General Archive of Notaries
If the deed was granted more than five years ago, the owner must go to the General Archive of Notaries of the town where the property is located.
To carry out this procedure, you will need to have on hand:
- official identification
- Name and number of the notary public
- Number and date of the public deed
- Rights payment
3. Submit property tax receipts
If the user does not have the notary information and the deed information, they can present the property payment receipt at the Public Property Registry (RPP).
On the official website of the Ministry of Administration and Finance (SAF), you can check the payments made and the property tax debts. For this, it is essential to be aware of the payment status.
4. Request for bank deed
On the other hand, if the person acquired their property through a mortgage, or is currently paying for one, they can go to the bank or housing agency where they requested it.
How to keep the real estate deeds?
González recommends making a digital copy of your deed, purchase agreement, or real estate lease agreement.
You can take pictures with your phone or scan documents. The important thing is that they are legible and the data is read perfectly.
With information from Propiedades.com
Editorial Team The editorial team of EMPRENDEDOR.com, which for more than 27 years has worked to promote entrepreneurship.