are you paying a housing creditbut you don’t have a job? He Institute of the National Housing Fund for Workers (Infonavit) has some programs that can help when you find yourself in a situation where you can’t afford the mortgage credit that you have acquired with the dependency, among them there is one known as total extension, which freezes the monthly payments for up to one year while you recover financially.
It is a program that was incorporated during the COVID-19 pandemic, since several workers lost their jobs when businesses and companies closed, this scheme allows you to pause your payments for 12 consecutive months with a total of 2 years available to do it. We tell you what you need to process it.
This Infonavit scheme is so that the beneficiaries who became unemployed can pause their payments for a year, this while they look for another job, or recover financially.
It is necessary that they have at least one month without permanent work and it can be requested more than once, as long as the periods do not add up to two years. For this reason, it helps you in cases where you suddenly lose your job so that you do not lose your home.
If you want to apply for this scheme to avoid losing your home with Infonavit, you must present the following requirements:
- Have more than a month without paying your Infonavit credit.
- Being fired from your job.
- Have a copy of the settlement check.
- Have a document that ensures that the lack of work is due to dismissal and not due to resignation.
To carry out the procedure, you must contact the Infonavit Flexipago line and request the total extension procedure for the period you need, you can do it from this telephone number 800 008 3900 or from the following link to clarify doubts about the process.
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