People who have insured for major medical expenses after contracting Covid-19 will not have access to payment for the COVID consequences that the disease has left them.
Covid sequels such as; Damage to lungs, kidneys or other complications will NOT enter
If they present damage to the lungs, kidneys or other complications derived from the spread of Covid-19. These affectations will be ruled out within the contracted major medical expenses insurance. Salvador Arceo, general director of Plan Seguro, one of the most important insurers in the field of comprehensive health, reported.
“The consequences are not paid for because the Covid disease is already pre-existing, it is as if you wanted to cover the blow of a crashed car.” He highlighted in an interview with El Economista.
According to the Mexican Association of Insurance Institutions (AMIS), each insurer, depending on the underwriting policy it handles. It will define the coverage that will be given to your client, based on the effects that the disease has caused or left on the person.
“If the Covid left a consequence, for example, kidney damage, that can no longer be covered because it is already damaged,” explained Salvador Arceo.
How much does COVID-19 cost Mexico?
In Mexico, a patient with the first symptoms of COVID-19 costs 729 pesos, one who enters the hospital with severe symptoms but does not require ventilation per day costs 41,412 pesos, while a patient intubated by COVID in intensive care the cost is of 64 thousand 441 pesos.
This was revealed by the head of the Ministry of Health, José Antonio Martínez García, during his appearance before the plenary session of the Local Congress. After being questioned by the deputy of the Citizen Movement (MC), Fernando Morales Martínez.
In general, how much does it cost to get sick with COVID-19?
If a patient becomes infected with covid and requires medical attention, it has an average cost value of at least 860 thousand pesos. Dr. Raúl de León Escobedo, UAT researcher and specialist in pathology, stood out.
“The average total amount is 860 thousand pesos per patient, which is really very expensive. In addition to the fact that in the private ones you have to enter by depositing a guarantee that goes from 40 to 60 thousand pesos to receive the patient, in case of hospitalization, ”he said.
When highlighting that the costs vary according to the number of days in which the hospitalization is carried out. And if it is that within this care work, he required the support of intensive therapy. That amount that I am talking about is for total care, that is, the two weeks on average, which requires observation, and if it requires the support of intensive therapy, ”he commented.
It should be noted that going to the Sanitary Jurisdiction for a consultation has no cost, however, in private clinics, it ranges from 500 to 700 pesos. In addition, after having a positive diagnosis, the medicines are what is relevant, since the treatment is just over two thousand five hundred.
Most of the medications are: Azithromycin, Ivermectin, among other drugs that help treat this disease. Although within the treatment Ibuprofen, Naproxen, Prednisone, Famotidine, Ambroxol, Paracetamol, Clexane, Alin tablets, Vannair, Biomics, Elicuis, Redoxon are added to the list.
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