If you have thought about investing and putting your money to work but you still don’t know how or where to start, we share with you the CETES, one of the investment tools that may interest you.
What are CETES?
According to its official website, the CETES or Treasury Certificates of the Federation are issued by the Mexican government in pesos and are purchased at a discount price, that is, below their face value, which is $10. The profit obtained is the difference between the price paid when acquiring it and its nominal value at maturity. They have available terms of 28, 91, 182 and 364 days.
From the CETES platform, users can invest in Government Financial Instruments issued by the Government of Mexico. The rates of return will vary depending on the type of instrument in which the money is invested. Some of these instruments are:
Government securities: includes CETES, bonds, BONDES, BONDES F, UNIBONOS.
Investment funds: includes the BONDDIA and ENERFIN funds.
IPAB bonds: includes bonds BPAG28, BPAG91 and BPA182.
What are the benefits of investing in this instrument?
According to the information on the official CETES website, some of the benefits of investing in this instrument are:
- Ease. Users can open and operate their account in just minutes over the Internet.
- Adaptable. Users can invest from $100 and up to 10 million pesos.
- No commissions. CETES are one of the few investment tools or platforms in which users do not pay any type of commission, penalties or transaction costs.
- Direct investments. As there are no intermediaries in this tool, users acquire the titles directly from the Bank of Mexico’s primary auction.
- Immediate availability. Users can dispose of their resources when they need it and without penalties.
- Security. As investments in CETES are backed by the Government of Mexico, they are one of the safest investment instruments.
What are the requirements and how to open an account to invest in CETES?
If you are interested in investing in CETES, you can open your account online, all you need is:
– Being over 18 years
– Your CURP
– A bank account of which you are the owner
CETES gives you the option of opening your account through the internet on its website, mobile applications on Google Play or the Apple Store, as well as through its promoters who are located in the Personalized Attention Center located in Plaza Inn on the Mexico City. In this link you can find the instructions to open your account by the means that best suits you.
Editorial Team The editorial team of EMPRENDEDOR.com, which for more than 27 years has worked to promote entrepreneurship.