The Pension Fund Administrators (AFP) have the mission of managing the money of many citizens who have trusted one of the four that exist (AFP Habitat, AFP Integra, Prima AFP and Profuturo AFP) so that their contributions grow and have a fund that helps them have a peaceful old age after retirement. Therefore, on a monthly basis, companies discount a percentage of the salary of their workers.
Although, sometimes there are collaborators who affirm that they have discovered that their employers do not comply with that order, although on their pay slip they indicate that they do. For this reason, below, we will tell you how you can know if your work complies with the deposit.
How do you know if the company where you work complies with the contributions?
- Enter the website or app of the AFP in which you are affiliated
- Enter the data requested.
- Start reviewing the contributions, remember that they are monthly and to do so, a percentage of your salary is deducted.
How to know which AFP your money is in?
- enter to Superintendency of Banking, Insurance and AFP (SBS).
- Register and accept the terms and conditions.
- Finally, select the option “Report on pension situation”.
How to know the balance in your AFP in 2023?
Find out here the amount you have in your pension fund, according to the AFP to which you belong.
- AFP Premium: https://miespacio.prima.com.pe/
- AFP Integra: https://www.afpintegra.pe/iniciar-sesion
- AFP Habitat: https://www.afphabitat.com.pe/
- Future AFP: https://www.profuturo.com.pe/Personas
How much do they deduct from your salary to deposit it in your AFP?
- 10% of your salary goes to your pension fund (amount depends on salary)
- Commission for AFP administration.
- The discount depends on whether the affiliate is in commission on the flow (between 13.21% and 13.43%) or in the mixed commission (between 11.74% and 12.41%).
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