They may be personal (living and medical expenses), property or damage (auto, house, credit) and provision of services (assistance or legal defense), according to Marsh, a specialized insurance brokerage and risk management firm.
However, currently available insurance not only includes those that can be considered “usual”, as there are also others. emerging that have arisen as a result of the particular needs of people around the world.
But how seriously have they taken the word “particular” to protect themselves from things out of the ordinary? we tell you 8 insurances that perhaps you did not know existed and that may surprise you.
1. Armored against an alien abduction
You’re wrong, this doesn’t just happen in the movies. In the United States, it has become very popular among the population to acquire this type of insurance that, in addition to covering an alien abduction, provides its policyholders with protection against almost any consequence that may derive from this paranormal event, such as an unwanted pregnancy?
two. Safe against the Holy Ghost
A group of nuns in Scotland, UK decided to protect themselves against a miracle. In other words, if, like Mary, the Holy Spirit one day decides to incarnate in them, they are insured for approximately one million pounds sterling to cover the expenses arising from a pregnancy of this kind.
3. Invaluable employee insurance
Perhaps even you are one of those invaluable employees, whose work is so important that companies decided to protect themselves in case you could one day be absent. Normally these insurances are contracted for managerial positions, but one or another collaborator in administrative positions has also been the object of contracting this type of insurance.
Four. Insurance, against babies?
Currently having a baby implies a stratospheric expense for any father and mother, but what if these expenses double? At least in 2020, the INEGI reported that in Mexico 1.6 percent of pregnancies were twins, and what better way to protect the pockets of lucky parents than through insurance against twins that covers the expenses of this second baby.