Since last April, high levels of inflation have been registered month after month, above 8%. And although analysts still do not agree on the direction of the economy, whether they are apples or pears, the truth is that at least the remainder of 2022 is shaping up to continue to be a difficult year.
This type of inflationary pressure very quickly affects the pocket of a person or family and also their expectations and possibilities of saving in the medium term. If the money you have yields less, then it becomes much more complicated that a certain fixed amount can be allocated to a bank account, to pay debts or even to a small investment.
And to all this, is it possible to save without losing the value of money in 2022? The situation is too labyrinthine to have a direct, favorable and honest answer right now. However, one thing that can be done is to try to find risk prevention strategies, considering that the crisis is likely to begin to feel less in the coming months. In the United States, for example, there was already a first decrease in the inflation rate between June and July, from 9.1% to 8.6%.
One of the most solid short-term investments for a person who wants to beat inflation in Mexico is to put their money in Treasury Certificates of the Federation, better known as Cetes. Currently its yield is 9.79% and although it does not reach the current external pressure levels, it is a much better option than just having the money saved and depreciating.
In times of economic complexity it is advisable (as long as the money is not needed in the immediate future) to invest in alternative assets: from real estate to precious metals, and even in stock markets, with a view to having the money work to eventually pay off. , beyond the months (or years) of crisis.