When a new one starts employment relationship It is common for your employer to open a payroll account at the bank and there he will begin to deposit your monthly or biweekly salary, but if you do not like said banking institution, you have the freedom to choose an account according to your needs, and also make the change whenever you want in a procedure called payroll portability.
You have the right to modify the account in which your salary is deposited, as well as the financial institution that is in charge of safeguarding your economic resources, apart from providing you with the debit card with which you can buy and make your payments, but to find the best option, it is necessary to consider a set of factors.
5 aspects to choose an account where you deposit your salary
We tell you 5 elements that you must take into account to choose the bank account where you want your salary to be deposited.
1. You must have several bank branches
It is an aspect that has to do with practicality, since it is better that there are several options in your area, especially near your home or workplace, because if you have any problem or inconvenience you can contact them quickly and easily.
2. Offer more products, apart from debit cards
In this way you will have the possibility of accessing other financial products to cover your needs and finance your projects with savings instruments, investment or insurance policies.
3. That it has several automatic teller machines (ATMs)
It is good that near you there are several alternatives to withdraw cash between movements when and where you need it.
4. Have a digital banking platform
Whether online or in a mobile app for your cell phone, it is a functional instrument to complement what you can do at an ATM or bank teller, but from the comfort of your home or wherever you are, to make payments, electronic transfers and other operations in a simple way.
5. Good customer service
Good customer service is an issue that you should not underestimate, since in a moment of urgency, such as the loss or theft of your bank statement, some unknown charge, among other inconveniences, it is good that the staff that help you are friendly and efficient.
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