Currently, according to data from the National Institute of Statistics and Geography (INEGI), 77 percent of the Mexican population has medical insurance.
Beyond a luxury, health and safety are issues of great relevance to society, especially in times when, as we saw with the arrival of the pandemic, bad news can happen from one moment to the next.
In this context, having medical expense insurance is not only -it should be- essential, but it is also necessary when an emergency arises, since these insurances mainly cover the risk of illness and accidents, which can be extended to have higher coverage and additional benefits, for example, maternity coverage.
Thus, at present, there are much more specific plans that cover the needs according to the age of the people, being more farsighted those who are about to form a family or who already have one and plan to have children and even those who are close to being part of the third age
Now, what are the benefits or advantages of having medical expense insurance?
- Access to the best hospitals nationwide.
- Financial support, that is, the entire hospital expense is not disbursed, which is just as important as our health.
- There is access to timely and agile care in health services, mainly at the time of hospitalization.
- The insurance payment may be tax deductible, according to your regime and tax situation.
Of course, as a complement to these benefits, there are additional conditions that can complement the insurance, such as: pre-existing conditions, medications outside the hospital, national coverage (if the place of residence is outside CDMX and the Metropolitan Zone), zero deductible by accident, among others.
Remember that once you have contracted the medical expenses insurance, you must ask your advisor to explain the general conditions that govern your policy at that time, indicating the details of the important concepts: sum insured, deductible, coinsurance, periods waiting, exclusions; as well as the process to follow in case of requiring the service of immediate hospital care or by scheduling a surgery. Anticipation makes a difference.
In Equinox Insurance and Bond Agent We offer various alternatives and we can help you choose the best option.