Why do some businesses charge a fee for paying by card?
The establishments that make this type of charges, which range from 3% to 5% of the total value of the purchase or service, generally do so to settle commission expenses for the use of a bank terminal and thus pay the costs with the collection. Of cards.
However, the contracts specify that the extra charge must be paid by the business and not by the customer.
Can I charge a commission for paying by credit or debit card?
Currently, the legislation does not prevent businesses from charging their customers a commission when making a purchase or obtaining a service, however, the contract they sign specifies that this extra charge must be paid by the business and not by the customer.
And although merchants cannot be legally denounced, a complaint can be made directly to the banking institution that granted the Point of Sale Terminal (POS) and it will decide whether to cancel the contract for the use of its services.